Understanding a personal injury claim and your options

Understanding a personal injury claim and your optionsWhether or not it be in a car, or walking down the street, personal injuries can take place when you least expect them. Often, it’s the wrongdoing of another that causes the most serious injuries and pain.

Understanding your responsibilities and injury is essential to winning compensation for medical bills and other forms of Pain & Suffering.

It’s important after an accident regardless of where and when, to write down everything that took place in which caused the accident or injury. For example, observe and note weather conditions, environmental factors as applicable, and try to determine whether or not any other person(s) or factors potentially played a role in your accident and injury. Additionally, you should be aware of the importance of seeking medical treatment and observation to ensure no injuries have occurred even if unbeknownst to you. This will create a stronger case for you, and ensure that if down the line months or even years later that you might receive the coverage, reimbursement, and even settlement that you deserve.

Attempting to rationalize circumstances of a personal-injury can be very taxing on the average person, so seeking legal assistance and representation is often necessary.

Take note of the following suggestions to ensure you structure the most reliable case possible once experiencing a personal-injury:

-Make efforts to note (journal if possible) the incident itself, documenting any injuries as a result of the injury, changes over time physically and emotionally post-injury, and ensure you store this information safely. Also, try to be as detailed as possible regarding pains within your body, and don’t be afraid to get second medical opinions as well. Commonly, insurance companies will utilize doctors that are specifically trusted, paid, and designed to lean in favor of the insured.

-Collect witnesses as possible, as well as photographs of the location, and the nature of your personal injury in case such information and imagery should be necessary to hold liable an individual’s insurance company. Full names, addresses, and any additional information should be collected as possible. Also, try to take note as to whether or not any local resources are available to use against the opposing party in court to justify and prove your injury and fault. For example, were there any local CCTV devices near or at the location of the accident?

-Pursue and consistently receive follow-up medical treatment as necessary. This is especially importance, since without said treatment proving an injury that is directly related to an injury can be very difficult. Those that neglect treatment or stop too soon, against medical advice, will commonly struggle and often fail at receiving any compensation at all due to this seemingly small, yet very serious mistake!

-Lastly, try to notate any other forms of losses such as financial losses based around work, vacation, missed opportunities for employment, and any other potential relevant experiences or information that would directly pertain to the fault of the injury itself.

Remember, pursuing someone(s), let alone an insurance company on your own can be a very difficult task for someone who has little to no experience, knowledge, or education on such legal matters. Try to consult with a legal adviser if possible, and don’t feel obligated to jump at the first attorney who agrees to represent you.

Above all else, keep calm, collected, and remember that anything and everything you do has the potential to be recorded, as well as used against you in a court of law—especially when it comes to pursuing legal compensation.

Author Bio: Tony Rollan works for the Blenner Law Group. He is an author of many articles on personal injury, bankruptcy, data security, alternative medicine and technology

Image source: Pradono Kusumo

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